Fraud Detection & Prevention

Stay Safe. Stay Alert. Report Immediately.

Vittavardhan Will NEVER

Ask for your OTP, password, or UPI PIN via call, SMS, or email

Request upfront payment or processing fees via UPI/wallet transfer

Ask you to download third-party apps for loan processing

Contact you from personal mobile numbers or WhatsApp

Guarantee 100% loan approval without any verification

Ask you to share your bank login credentials

Request payment to release a 'pre-approved' loan

Threaten or harass you for loan repayment

Common Loan Scams to Watch For

Advance Fee Scam

Fraudsters promise guaranteed loan approval but ask you to pay 'processing fees' or 'insurance charges' upfront before disbursement. Legitimate lenders deduct fees from the loan amount.

Fake Loan Apps

Unauthorized apps use names similar to genuine companies. Only use the official Vittavardhan app or website (vittavardhan.com).

Phishing Messages

Fake SMS/emails claiming your loan is approved and asking you to click a link. Always verify by logging into the official website.

Recovery Agent Fraud

Fake recovery agents threatening arrest or legal action. Legitimate recovery is always through official channels with proper documentation.

Our Fraud Prevention Measures

AI-powered fraud detection on all applications

Real-time identity verification via Aadhaar eKYC

PAN verification against Income Tax records

Bank statement analysis for income validation

Device fingerprinting to detect suspicious patterns

Geo-location verification for loan applications

24/7 transaction monitoring system

Collaboration with cyber crime authorities

Report Fraud Immediately

If you suspect fraud or have been a victim of a scam:

Contact Vittavardhan

fraud@vittavardhan.com

+91 77529 08763

Government Helplines

Cyber Crime Helpline: 1930

National Cyber Crime Portal: cybercrime.gov.in

RBI Ombudsman: rbi.org.in/complaints

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