Disclaimer
Important Information About Our Services
Last Updated: March 1, 2026
General Disclaimer
Please Read Carefully:
- Vittavardhan is NOT a bank, NBFC, or direct lender. We are a technology platform that connects borrowers with RBI-registered lending partners through the ONDC network.
- All loan products, interest rates, fees, approval decisions, and disbursement are solely determined by the respective lending partner.
- Display of any information on this platform does not constitute a commitment or guarantee of loan approval.
Interest Rate Disclaimer
Interest rates mentioned on this platform are indicative and provided for informational purposes only.
- Actual rates may vary from 8.5% to 36% p.a. depending on lender, credit profile, loan amount, and tenure.
- Processing fees typically range from 0% to 5% of the loan amount.
- Additional charges may include GST, prepayment fees, late charges, etc.
- The final terms will be communicated via a Key Fact Statement (KFS) before disbursement.
- Borrowers are advised to read the KFS carefully before accepting any loan offer.
Claims & Representations
- "2-Minute Approval" refers to the initial eligibility check, not final loan disbursement. Complete disbursement may take 24-72 hours.
- "100+ Lenders" refers to the aggregate network available via ONDC. Not all lenders may be available for every product or location.
- "Best Rates" is based on comparing offers from our lending partners. Lower rates may be available elsewhere.
- "50K+ Customers" includes all users who have completed an eligibility check on our platform.
- All statistics and figures are based on aggregated data and may not reflect individual outcomes.
Regulatory Status
- Vittavardhan is a registered participant on the ONDC (Open Network for Digital Commerce).
- We are incubated at IIT Kanpur and operate as a technology service provider.
- All lending partners on our platform are RBI-registered NBFCs or banks.
Contact for Queries
For any questions regarding this disclaimer or our services:
admin@vittavardhan.com
+91 77529 08763